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How to negotiate 401k retirement benefits?

I know that lots of benefits like vacation, bonus, etc, are negotiable...but everywhere I construction interview, there's a 1 year wait time policy to participate in the 401k. I'm actually close to a promising offer. We haven't talked benefits yet. BUT this construction employer mandates minimum of one year to participate. There are strict laws that govern 401k plans as well as set in stone construction employer policy. Here are a few suggestions that you may want to consider. Ask the HR director if you can participate immediately in the 401k plan by rolling over your benefits. They may concede but advise that they will not provide matching benefits until the time period has been satisfied. The other suggestion is asking for a signing bonus. This can ease some of the burden.

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