To secure a position that will fully utilize my real estate expertise
K. Stephan Joseph
SUMMARY:
Demonstrated cross-functional experience in project/product management, contract negotiations, training administration, research/market analysis, and credit/financial analysis
EDUCATION:
-M.B.A., J. Mack Robinson College of Business - Georgia State University, Atlanta, GA - May 2009
-Bachelor of Science, School of Business and Industry (S.B.I) - Florida A&M University, Tallahassee, FL - May 2000
PROFESSIONAL EXPERIENCE:
PRO-DEVCORP, LLC – Bank Foreclosure/REO preservation services
March 2009 -Present
Owner/Manager, Atlanta, GA
-Conduct cost analysis on new incoming work orders to determine profit margins prior to job acceptance
-Recruited and trained three(3) work crews to perform biweekly property maintenance services
-Plan and coordinate daily strategy to assure that all work orders are completed quickly and at a minimal cost
-Implemented a QC process to insure proper and timely completion of work orders by each work crew
-Formulate bid estimates for non-routine repair issues to bring houses up to code or reasonable sale condition
MICHALSEN OFFICE FURNITURE – $1.8M Retail Business & Retail Space Leasing
May 2007 – Aug 2009
Project Manager (contract seasonal position), Rockford, IL
-Managed $515,000 of tenant space build outs for Michalsen Office Furniture, Good Will, and IAC Insurance, American Family Ins., and Steps of Grace Dance Studio
-Managed a ten(10) man crew through various simultaneous tasks to ensure timely completion of the projects
-Consulted tenants on interior design flow to optimize usable space and proper lighting
-Coordinated materials purchasing and other expenses to remain within budgetary constraints
-Communicated precise client needs to subcontractors to assure that all work was completed according to blue prints
METRO BROKERS FINANCIAL - $177M Mortgage Broker
July 2005 – Dec 2006
Senior Loan Officer, Atlanta, GA
-Originated $22.05M in Conventional, FHA and VA residential loans with an approval rate of over 98%
-Provided credit counseling/repair services to strengthen buyers’ ability to qualify for various loan programs
-Educated residential and commercial clients interested in real estate investment and property management
-Conducted mortgage information sessions to keep agents abreast of mortgage industry trends and program changes
-Designed and facilitated First Time Home Buyer’s Seminars to educate buyers on the mortgage financing process
ASSOCIATED BANK, N.A. - $21B National Retail/Commercial Bank
March 2002 – July 2005
Residential Loan Officer, Rockford, IL
-Originated $40.8M in Conventional, FHA and VA residential loans with an approval rate of 93%
-Conducted in-house loan closings for all refinance transactions which eliminated costs and streamlined the closing
-Trained new loan officers on origination software, data analysis, and product placement procedures
THE BROASTER COMPANY - $25M Food Equipment Manufacturer and Franchise
Jan 2001 – Nov 2001
Product Manager, Beloit, WI
-Marketed, managed and maintained business for eight (8) assigned products
-Compiled and analyzed market research to align product solutions with customer needs
-Designed and facilitated bi-monthly product and procedural training for over twenty external customer groups
-Organized regional and national industry trade shows to demonstrate business product line
TECHNICAL SKILLS:
Proficient in Microsoft Office applications (Word, Excel, Access, Power Point, Project, Quickbooks), SAP, Argus, and various other computer software
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